Cash-based payments allow customers to make online purchases without a bank account by using a scannable voucher. Which option describes this?

• A. They require a bank account to pay.
• B. They are only available in the US.
• C. They settle instantly via wire transfer.
• D. Allows customers to make online purchases without a bank account by using a scannable voucher.

Answer: (D)

Cash-based payments are about enabling purchases without a bank account by using a scannable voucher. This method works by the customer obtaining a voucher with cash value, then scanning or entering it at checkout to pay online. It directly matches the description in the option that says customers can make online purchases without a bank account by using a scannable voucher, which is the core idea here.

This isn’t about requiring a bank account, so the statement that a bank account is needed doesn’t fit. It isn’t limited to the US, and it doesn’t involve settling via a wire transfer, which would be a different payment mechanism.