For destination charges and separate charges and transfers, where does a dispute land?

Master the Stripe Fundamentals Exam with engaging flashcards and multiple choice questions. Each quiz question includes detailed explanations to enhance your understanding. Prepare effectively and ace your exam!

Multiple Choice

For destination charges and separate charges and transfers, where does a dispute land?

Explanation:
In these patterns the platform is the one that actually charges the customer. The charge object sits on the platform’s Stripe account, while funds are later transferred to the connected account. Since a dispute (chargeback) is tied to that charge, it’s the platform account that handles the dispute. The connected account only receives transfers and isn’t the entity that processed the payment, so they aren’t the party the customer disputes.

In these patterns the platform is the one that actually charges the customer. The charge object sits on the platform’s Stripe account, while funds are later transferred to the connected account. Since a dispute (chargeback) is tied to that charge, it’s the platform account that handles the dispute. The connected account only receives transfers and isn’t the entity that processed the payment, so they aren’t the party the customer disputes.

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