In Visa Fraud Monitoring Program, what are the Excessive level thresholds?

• A. Volume 250K and rate 1.8%
• B. Volume 75K and rate 0.9%
• C. Volume 50K and rate 0.65%
• D. Volume 100K and rate 1.2%

Answer: (A)

Excessive level in Visa’s Fraud Monitoring Program is the most stringent risk tier. It’s designed to flag only the truly high-risk merchants by requiring both of two measures to be exceeded: a very large transaction volume and a very high fraud rate. Because it uses both criteria at their highest values, it identifies the form of risk that warrants the strongest monitoring and intervention.

Among the choices, the option that uses the largest values for both metrics best matches this level. The other options show smaller volumes or lower fraud rates, which would point to less severe risk tiers rather than the Excessive level.