In Visa Fraud Monitoring Program, what are the Early Warning thresholds for fraud?

• A. Volume 75,000 and rate 0.9%
• B. Volume 25,000 and rate 0.5%
• C. Volume 50,000 and rate 0.65%
• D. Volume 100,000 and rate 1.0%

Answer: (C)

Understanding when Visa flags potential fraud through Early Warning thresholds is essential. Visa’s Fraud Monitoring Program uses two metrics to signal risk: the number of transactions (volume) and the fraud rate (the percentage of transactions that are fraudulent). When a merchant’s activity reaches the predefined levels—50,000 transactions in the window or a fraud rate of 0.65%—an Early Warning is issued. Hitting either threshold prompts closer monitoring and may trigger additional verification steps or documentation requests. The combination of 50,000 in volume and a 0.65% rate is the established pair for Early Warning, which is why this option is the best answer.