In Visa Fraud Monitoring Program, what are the Standard level thresholds?

• A. Volume 50K and rate 0.65%
• B. Volume 250K and rate 1.8%
• C. Volume 100K and rate 1.0%
• D. Volume 75K and rate 0.9%

Answer: (D)

This question tests how Visa defines when a merchant falls into the Standard level based on both volume and fraud rate. The Standard level uses a moderate hurdle: 75,000 transactions and a 0.9% fraud rate. If a merchant hits both of these thresholds, their activity triggers Standard monitoring, signaling consistent risk without jumping to a higher level. The other options either set a lower barrier, which would be a less-stringent level, or a higher barrier, which would point to a higher level of monitoring due to greater activity or fraud rate.