NACHA stands for which organization?

• A. National Automated Clearing House Association
• B. National Association for Clearing House Administration
• C. National Association for Clearing House Alignment
• D. National Automated Clearing House Alliance

Answer: (A)

National Automated Clearing House Association. This matches the acronym exactly: “National” designates a nationwide body, “Automated Clearing House” refers to the ACH network, and “Association” indicates it’s an organization of members. This organization is the one that creates and maintains the rules for electronic payments and direct deposits in the United States. The other options replace key words (Administration, Alignment, Alliance), which don’t reflect the actual name.