What happens to high-risk payments by default?

• A. Block them
• B. Approve them without checks
• C. Flag them for manual review only
• D. Shift them to a different processor

Answer: (A)

High-risk payments are evaluated by Stripe Radar, which assigns a fraud score to each transaction. If a payment is deemed high risk by default, Stripe blocks it to prevent potentially fraudulent charges from going through. This stops the authorization and avoids capturing funds, helping to protect you from chargebacks and fraud losses. You can adjust this behavior in Radar by changing the action for high-risk cases (for example, require manual review or allow after review), but by default the system blocks high-risk payments.