What is included in the most basic level of customer KYC?

• A. Name and email
• B. Identity, address, government ID (SSN)
• C. Phone number only
• D. Account balance

Answer: (B)

The most basic level of KYC centers on confirming who the customer is. To establish a real, verifiable identity, you need information that uniquely identifies the person and shows where they live. The minimal package typically includes identity details, a residential address, and a government-issued identifier like a government ID number (for example, an SSN in the US). This combination provides a verifiable link to the individual and satisfies initial regulatory checks. Data like just a phone number or an account balance doesn’t prove identity, so they aren’t sufficient for the basic level. Higher KYC levels would add more documentation and checks, but the starting point is identity plus address plus a government ID.