What is the currency determined for separate charges and transfers?

• A. Country of the platform account
• B. Country of the connected account
• C. Country of the customer
• D. Country of the bank

Answer: (A)

In separate charges and transfers, the platform creates the charge on its own Stripe account, so the charge uses the platform’s currency—this is tied to the platform account’s country. The funds are then transferred to the connected account, which may be in a different currency, with Stripe handling any necessary conversion. So the currency for the charge is determined by the platform account’s country.

This isn’t set by the connected account’s country, the customer’s country, or the bank’s country.