Which is a Radar risk category that is blocked by default?

• A. High risk payments (blocked by default)
• B. Elevated risk payments
• C. Normal risk payments
• D. Unknown risk payments

Answer: (A)

Radar uses predefined risk categories to decide what happens to a payment. The highest category is high risk, and these transactions are blocked by default to stop potentially fraudulent charges. This default blocking acts as a first line of defense, preventing suspicious payments from going through without manual review. Elevated risk payments are typically flagged for review or subjected to additional checks rather than automatically blocked by default, while normal risk payments proceed with no extra friction. Unknown risk can require further scrutiny, but the category known to be blocked by default is high risk payments.