Which programs are Visa's monitoring programs?

• A. Visa Monitoring Suite (VMS); Visa Dispute System (VDS); 3DS Fraud (VFDS-3DS)
• B. Visa Fraud Monitoring Program (VFMP); Visa Dispute Monitoring Program (VDMP); Visa Fraud Monitoring Program 3DS (VFMP-3DS)
• C. Visa Fraud Control (VFC); Visa Dispute Control (VDC); Visa 3DS Fraud (VF3DS)
• D. Visa Fraud Watch (VFW); Visa Dispute Watch (VDW); 3DS FraudWatch (VF3DSW)

Answer: (B)

The idea being tested is recognizing the official names Visa uses for its risk monitoring programs. Visa’s monitoring initiatives include a broad Fraud Monitoring Program, a Dispute Monitoring Program, and a 3DS-specific Fraud Monitoring Program. The correct set uses precisely those names:

• Visa Fraud Monitoring Program (VFMP)

• Visa Dispute Monitoring Program (VDMP)

• Visa Fraud Monitoring Program 3DS (VFMP-3DS)

These names show the consistent “Monitoring Program” phrasing and capably distinguish the general fraud monitoring from the dispute-focused monitoring, with a separate variant for 3DS transactions. The other options use different terms (like Fraud Watch, Dispute Watch, or different acronyms) that aren’t the official program names, so they don’t fit.