Which Stripe report is best to match activity with payouts in a bank account?

• A. Balances
• B. Reconciliation
• C. Payments
• D. Payouts

Answer: (B)

Matching Stripe activity to what actually lands in your bank account relies on the Reconciliation report. This report ties every Stripe action—charges, refunds, adjustments, and fees—to the corresponding payout that goes to your bank, showing you the net amount and the timing. It gives you a clear bridge between your Stripe ledger and your bank statement, so you can verify that the funds you see deposited match the underlying activity and the payouts you expected.

Other reports focus on separate pieces of the picture: Balances shows how much money is currently available, but not how it matches bank deposits; Payments lists individual charges but doesn’t connect them to payout sums; Payouts shows payout events themselves but doesn’t provide the end-to-end linkage to the underlying activity and bank transfers. The reconciliation report is the one designed to align the full activity with the actual bank transfers. You can often export it to compare with your bank statements and confirm consistency.