Which types of charges should be used with Express accounts?

• A. Both Destination charges and Separate charges and transfers
• B. Destination charges only
• C. Separate charges and transfers only
• D. None of the above

Answer: (A)

With Express accounts, you have two charging patterns you can use, and both are supported. Destination charges let you charge the customer on your platform and automatically route the funds to the connected Express account in one step, with the platform typically handling the application fee. Separate charges and transfers involve issuing a charge on the platform first, then transferring the appropriate funds to the Express account in a separate operation. The choice between them depends on your workflow and reporting needs, but either approach can work for Express accounts. That’s why the correct answer includes both options.